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Leverage Investment & use the equity your house has gained over the years
Leverage Investment & use the equity your house has gained over the years
Leverage Investment & use the equity your house has gained over the years
When purchasing a home with less than a 20% down payment, Private Mortgage Insurance (PMI) is usually required. The decision between Borrower-Paid PMI (BPMI) and Lender-Paid PMI (LPMI) comes down to how long you plan to stay in the home and your priorities regarding long-term cost versus immediate qualifying power.
Big banks only sell their own proprietary products. If you don't fit into their strict approval box, you get denied or stuck with high rates. As an independent mortgage broker, I work for you—shopping wholesale lenders across the market to secure the best loan for your specific needs.
Achieving homeownership doesn't always require a traditional 20% down payment—in fact, many borrowers qualify to buy a home with significantly less upfront cash, or even zero down payment.
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